Compare · facts captured 2026-08-24
Karbon is email-native practice management. ficary is a ledger with a leftover inbox, adding firm work. Honest 2026-08-24 comparison — not a replacement claim.
Nominative comparison, not a partnership. Firm sales open when this suite is in the product. Tax prep stays last. ficary has not earned SOC 2, ISO 27001, or a HIPAA attestation.
| Axis | Karbon | ficary |
|---|---|---|
| Work | Work items, templates, schedules on every plan | Jobs, workgroups, queue — live and partial |
| The product — Gmail/Outlook two-way | Recorded firm inbox. Live Gmail/Graph not shipped | |
| Ledger | None | Live leftover inbox, period close, reports |
| Billing + pay | Billing and payments in the same product (public commercial) | Pay Now and recurring on Invoices. Group billing is not shipped |
| Engagements | Engagements set in that same bill product (public commercial) | Letters bound to job activate. Tax-later template locked |
| By service | Look at the job by service with the rest of the data (public commercial) | As-of realization by service line. Missing rate is Rate missing, not $0 |
| Transparency | Named as the ops problem (public commercial) | As-of WIP, A/R, realization. Later activity stays out |
| Payroll | Gusto integration on the public product | Beta pay runs + Gusto draft pull. Filings stay at Gusto. Not Production |
| Price (list) | Team $59 / Business $89 per user/month annual (captured 2026-08-24) | Owner Free/Pro. Firm SKU when the suite is clickable |
| Cards / ACH | 2.6% + $0.30 cards; ACH 1% + $0.30 (max $5) | Connect fee not a customer claim until live-mode is signed |
| AI isolation | Azure OpenAI; marketing and terms can disagree | Protected SKU: dedicated DB + private inference — building, not certified |
Choose Karbon when email assignment this quarter matters more than closing the month on one ledger.
Two-way Gmail and Outlook triage is the product. If the inbox is the firm, they already ship what we are still building.
Choose ficary when leftover charges, a fee cap, and as-of by service have to live on the same books. Group billing is not shipped.
A real general ledger and a leftover list. Billing, Pay Now, and recurring sit on that ledger. As-of WIP, A/R, and realization are a dated query by service — not a slide. Karbon has no books.
Map a native export on Practice → Import. Email is reconnected from Gmail or Microsoft 365 — never imported. Live one-click cutover is not shipped.
Isolation and private inference: Protected SKU. No earned SOC 2, ISO 27001, or HIPAA badge. No client stories and no unpublished seat prices.
For books and a leftover list, yes for owners. For email-native firm workflow, no — do not switch a Karbon shop until live mail and portal exist.
Pay Now and recurring invoices are on Invoices. Engagements gate job activate. Realization is by service on a date you set. Group billing is not shipped. Do not switch for a second billing-app replacement this week.
Public list on 2026-08-24: Team $59 and Business $89 per user per month billed annually ($79 / $99 monthly). Enterprise is custom. Source: karbonhq.com/pricing.
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Practice + books
Google and Microsoft. As-of WIP. Realization. Fee caps. One close. Write us when you are ready to leave.