Compare · facts captured 2026-08-24
Financial Cents is practice management for small and growing firms. Solo $19 / Team $49 / Scale $69 per user/month annual (financial-cents.com/pricing, 2026-08-24).
Nominative comparison, not a partnership. Firm sales open when this suite is in the product. Tax prep stays last. ficary has not earned SOC 2, ISO 27001, or a HIPAA attestation.
| Axis | Financial Cents | ficary |
|---|---|---|
| Price (annual) | Solo $19 (1 user) / Team $49 / Scale $69 per user/month. Monthly Team $69 / Scale $89 (5-user min) | Owner Free/Pro |
| Fit | Small and growing firms; they say they are going down-market | Owners today; firms as rooms ship |
| Ledger | Workflow and billing — not the client GL | Live leftover inbox |
| AI | In-product assistant | Suggest-and-confirm. Protected SKU for isolation — building |
Choose Financial Cents when you need jobs, a portal, and a $19–$69 seat this month.
Cheap, fast workflow for a 2–30 person bookkeeping or tax shop. Unlimited clients on a per-user price.
Choose ficary when the owner still has to ask what posted.
A real ledger. Workflow that is green while August is open is the failure we exist to stop.
No Financial Cents importer yet. Map their export when we have a pack.
Full Financial Cents migration guide
Isolation and private inference: Protected SKU. No earned SOC 2, ISO 27001, or HIPAA badge. No client stories and no unpublished seat prices.
Public list on 2026-08-24: Solo $19/month billed annually; Team $49; Scale $69 per user/month annual. Source: financial-cents.com/pricing.
Also: Financial Cents alternatives · leave Financial Cents · ficary vs TaxDome · ficary vs Firm360 · ficary vs Karbon · all comparisons
Practice + books
Google and Microsoft. As-of WIP. Realization. Fee caps. One close. Write us when you are ready to leave.