Compare · facts captured 2026-08-26
Brex is corporate cards, bill pay, travel, and business accounts. ficary is a leftover inbox on a ledger. Sourced from brex.com/pricing, 2026-08-26. Not a card replacement.
Nominative comparison, not a partnership. Firm sales open when this suite is in the product. Tax prep stays last. ficary has not earned SOC 2, ISO 27001, or a HIPAA attestation. Nominative comparison only. No marquee-logo GTM. No distressed-reference case study.
| Axis | Brex | ficary |
|---|---|---|
| Job | Cards, expense, bill pay, travel, business accounts | Leftover inbox + receipts + bills |
| Cards | The product — global cards on every plan | We do not issue cards |
| Ledger | Accounting integrations on Essentials; custom ERP on Premium | ficary is the ledger |
| Price | Essentials $0/user. Premium $12/user/month. Enterprise quote | Owner Free/Pro. Firm SKU unpublished |
Choose Brex when the company needs cards, travel, or a business account this month and will keep the ledger elsewhere.
Global cards, a $0 Essentials tier, bill pay, travel, and banking. If issuing cards this week is the job, they already sell that.
Choose ficary when the month will not close, or when spend has to be leftover-honest on the same books.
The books. Uncoded swipes are leftovers. As-of AP sits with WIP and A/R, not in a card dashboard.
Keep the card issuer if you still need plastics. Map vendors and bills you can export. Card history is a bank-shaped leftover. Live one-click cutover is not shipped.
Isolation and private inference: Protected SKU. No earned SOC 2, ISO 27001, or HIPAA badge. No client stories and no unpublished seat prices.
Not for cards, travel, or banking. Brex wins those jobs. ficary is the leftover inbox when the books should live here.
Public list on 2026-08-26: Essentials is $0 per user per month. Premium is $12 per user per month. Enterprise is custom. Source: brex.com/pricing.
Also: Brex alternatives · leave Brex · ficary vs Ramp · ficary vs BILL · ficary vs FloQast · ficary vs Double (formerly Keeper) · all comparisons
Practice + books
Google and Microsoft. As-of WIP. Realization. Fee caps. One close. Write us when you are ready to leave.