Stay on Xero when their win still matches the job. Look at ficary when you want practice management and books on one platform. Nominative comparison — not a partnership and not a client story.
Stay on Xero when
Choose Xero when the accountant already runs the file there.
Advisor tools, bank feeds, and a clean ledger UI firms already know.
Look at ficary when
Choose ficary when the owner needs leftovers in English and the accountant can still sit on a seat.
An owner surface that does not assume they wanted to become the bookkeeper.